Legacy Mortgage and Legacy Lending Home Loans

It's All About You!

We know that each customer has specific mortgage needs, so here at Legacy Mortgage, we strive to meet those specific needs with quality service, attention and the highest levels of technology........ So how can we help?
Are you 62 years or older?
Our "REVERSE MORTGAGE" program might be for you!

Refinance Calculator

  • Estimates your potential refinance savings
  • Can help evaluate financial goals, such as reducing monthly payments, changing loan length, saving on interest, etc.
Calculate Your Refinance

Amortization Calculator

  • Estimates your monthly loan repayments
  • Determines amount that goes towards principal
  • Determines amount that goes towards interest
Calculate Your Amortization

Rent To Mortgage Calculator

  • Estimates your home's projected value in the future
Calculate Rent To Mortgage Value

What If I Already Spoke To Another Lender?

Then you have to take advantage of our “Second Opinion Program” It’s simple! Bring us a copy of that lender’s loan estimate. We will evaluate it and more often than not we can give you a better deal. Either way, we will give you a $100 American Express pre-paid card just for allowing us the opportunity to give you the best mortgage for your situation.


Just let your legacy Mortgage loan officer know that you are interested in this program.  $100.00

Home Loan Solutions Built Around
your Needs and Requirements

Legacy is your lender for life. As such, we offer a robust menu of mortgage home loans and services in New Mexico, Texas, Colorado, and Arizona. Rest easy knowing you’re in good hands with Legacy!

Is A Reverse Mortgage For Me?

A reverse mortgage is a type of mortgage loan secured against residential property and its value. Homeowners can borrow against their home’s equity without having to make monthly payments like a typical mortgage. Interest will accrue as it does with any loan; however, the final repayment of the reverse mortgage is only due when the borrower has vacated the home permanently. In addition to you and/or an eligible spouse living on the property as a primary residence, see our other eligibility requirements below:

  • At least 62 years old
  • Own your home/Built up equity in your property
  • Have no delinquent debts
  • Pay all property taxes, insurance, and maintenance fees

Legacy + Technology

 = Quick and Easy Loan Process for You!

Manage your home loan from one convenient place! Contact your loan originator, share their info and refer them to friends, apply for your loan online, get pre-qualified, request a quote, or request a pre-qualification letter — all from the palm of your hand! Speak with your Legacy Loan professional today, and find out how to download this handy resource.

What Our Clients Are Saying!

Katrina Moore

"Katrina is by far the most thorough, conscientious informed, good natured and friendly loan office we have ever worked with. We can only give the highest of compliments to Katrina. Great choice by my agent."
-Albuquerque, New Mexico

Kelly - Legacy Client
Carol Martinez

"Legacy Mortgage is the best place ever!!"
-Albuquerque, New Mexico

Kristen - Legacy Client
Zoe Enright

"Zoe was amazing! Thank you so much for all your help."
-Albuquerque, New Mexico

Susa - Legacy Client
The Reverse Mortgage Team

"I want to say through the whole, long process, Bruce was incredibly helpful and watched my back thru the whole process. He more than went beyond my expectations."
-Albuquerque, New Mexico

Gail - Legacy Client
Randi Cabrera

'"Very happy with the way my first time buying a home went"
-El Paso, Texas

Michael - Legacy Client
Davin Jacquez

"A great experience! Would recommend to anyone!"
-Farmington New Mexico

Harrison - Legacy Client
Tracy Fawver

"Tracy is the best. This is the 2nd time she has helped us out with our loan."
Albuquerque New Mexico

Jake - Legacy Client
Randi Cabrera

"Randi did a great job. The process was easy and exactly what I needed!"
El Paso Texas

Jorge - Legacy Client
Lauren Quintanna

"Lauren is awesome and a tremendous help! In the future we would love to work with her again."
-Albuquerque New Mexico

Etan - Legacy Client
Lisa Lopez

"Was very trustworthy and honest. Was very helpful. Got me my first home, very good, and did her job very well with me."
-Albuquerque New Mexico

Yvonne - Legacy Client
Dan Martin

"More than satisfied with everyone that was involved, and would recommend Legacy to anyone looking for a loan."
-Albuquerque New Mexico

Andrew - Legacy Client
Sheila Aragon

"Amazing team, super smooth and easy!"
-Albuquerque New Mexico

Alexis - Legacy Client
Parr Pettit

"This is the fastest and best service I have received for closing and processing a loan. Thanks!"
-Albuquerque New Mexico

Felix - Legacy Client
Jennifer Gentry

"It was a good experience - everyone is respectful and professional. Thank you!"
-San Angelo Texas

Patricia - Legacy Client
The Reverse Mortgage Team

"Bruce was great to work with. It was a difficult mortgage to get and required a great deal paperwork. Kudos to Bruce."
-Albuquerque New Mexico

John - Legacy Client
Jennifer Gentry

"Jennifer was extremely professional in her explanations, courteous and friendly. Would recommend without hesitation. Excellent job."
-San Angelo Texas

Edward - Legacy Client
Katrina Moore

"I was very impressed with the assistance they all gave me. They know their job very well."
-Albuquerque New Mexico

Deborah - Legacy Client
Randi Cabrera

"Randi Cabrera was awesome!"
-El Paso Texas

Brittany - Legacy Client
Bess Daunis

"Bess Daunis was extremely helpful, knowledgeable, and amazing through the process."
-Albuquerque, New Mexico

Toby - Legacy Client
Richard Mercer

"Was extremely pleased with the service and rate #1 received Best lender in town! Will send anyone I can their way!!"
-Albuquerque New Mexico

Delilah - Legacy Client
Heather Gilstrap

" Great service!! I will definitely send business her way,"
-Albuquerque New Mexico

Patrick - Legacy Client
Santa Fe Team

"Annette and Paula were great to work with! Always professional, helpful, and personable despite our may questions."
-Santa Fe New Mexico

Wayne - Legacy Client
Annette Alvarez

"A+ service from a consummate professional."
Santa Fe New Mexico

Deborah - Legacy Client
Brandon Thompson

"He is the best loan officer, even better than Aaron Thompson."
-Albuquerque New Mexico

Michael - Legacy Client
Steve Sheldon

"Steve Sheldon was professional, knowledgeable and a great person to work with."

Steven - Legacy Client
Dan Martin

"Great working with Dan!"

Christina - Legacy Client
Damian Sanchez

"This was the best team I have worked with so far!"

Anthony - Legacy Client
Zoe Enright

"Very efficient and easy process to do."

Donna - Legacy Client
Aaron Thompson

"Aaron was knowledgeable, available, professional, and very nice."

Michael - Legacy Client
Lyn Parrish

"Lyn was very helpful and responsive. Made transaction so smooth we were able to close early!"

John - Legacy Client
Paula Delair

"Outstanding job!"

Linda - Legacy Client
Carol Martinez Team

" Thank you so much for everything. We really appreciate everything all your hard work. You and Anthony did so much for us to make this happen. We highly recommend you guys in future references."

Marcia & Danny - Legacy Client
Steve Sheldon

"Great loan officer! Very helpful and great with #'s!"

Adrian - Legacy Client
Elizabeth O’Daly

"Elizabeth is wonderful!!"

Cynthia - Legacy Client
Robert Sanchez

"Rob was wonderful to work with and answered all my question all the time. He is the best!!!"

Randi - Legacy Client
Parr Pettit

"Parr was excellent to work with."

Matthew - Legacy Client
Tracy Fawver

"Tracy is the best. This is the 2nd time she has helped us out with our loan."

Jake New Client
Cameron Gilmore

"Cameron was so responsive even reached out to us on Christmas as that was the date our offer was accepted."

James Client
Roger Gettler

"Roger is very responsive, always available, friendly, concise. He made this process easy. We had complete confidence in Roger."

Peter - Legacy Client
Steve Sheldon

"Steve was incredibly helpful and took the time to explain the process. Fantastic service."

Adam - Legacy Client
Lauren Quintanna

"Lauren was wonderful to work with"

Bethany - Legacy Client

Legacy Mortgage and Legacy Lending Home Loans – Albuquerque  Mortgages- New Mexico – Rio Rancho Mortgages – New Mexico -Santa Fe Mortgages –  New Mexico -El Paso Mortgages -Texas – San Angelo Mortgages – Denver Mortgages – Colorado Mortgages – Midland Texas Mortgages – Farmington Mortgages – Arizona Mortgages
NMLS# 249314 – BK-0948979

Apply Here!  We know that each customer has specific mortgage needs, so here at Legacy Mortgage of Texas and New Mexico, we strive to meet those specific needs with quality service and attention. Just remember, we used to be legacymortgagenm.com, and Mortgage Home Loans are our business! Just ask any of our mortgage consultants at Legacy Mortgage providing Albuquerque Mortgages, Santa Fe Mortgages, Rio Rancho Mortgages, El Paso Mortgages, San Angelo Mortgages, Midland MortgagesAaron Thompson, Cameron Gilmore, Heather Gilstrap,  Lyn Parrish, Zoe Enright, Richard Mercer, Roger Gettler, Davin JacquezSteve SheldonTracy Fawver, Damian Sanchez, Anthony Martinez, Carol Martinez, Bruce Anderson, Robert Sanchez, Elizabeth Stock,  Phil Chavez,Paula DelairSheila Aragon,  Zoe Enright, Jennifer GentryRandi CabreraLauren QuintanaPamela  AdameKatrina Moore, Brenda Aguirre, Melanie Garner, Amanda Silva, Elizabeth O’daly, Robert SpringerDan Martin,  Parr PettitBrandon Thompson,