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10 Simple Questions!

Just answer these 10 simple questions and start enjoying your new home or refinance!

Easy 3
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We offer our mortgage home loans in New Mexico, Texas, Colorado, and Arizona!

We offer Mortgages to suit all of your financial needs!

VA Mortgages
Fixed Rate And Arm’s
Jumbo Mortgages
Conventional Mortgages
FHA Mortgages
Fresh Start Mortgage
Medical Professional Mortgage
Reverse Mortgages
FNMA Homestyle Mortgages
The Professional Mortgage
USDA Mortgages
MFA First Home & Next Home Mortgages
Section 184 Native American Home Loan
FHA 203k Streamline Mortgages
Investment Property Mortgages
Fix and Flip Investment Mortgages
Second (Vacation) Home Mortgages
Home Ready & Home Possible Mortgages
Jumbo Mortgages 95% LTV No MI
Construction Loans for Builders & Investors

Let's Get Started

How much will my monthly Mortgage payment be?

This tool allows you to calculate your monthly home loan payments, using various loan terms, interest rates, and loan amounts. It includes advanced features like the ability to calculate a loan including property taxes and homeowners insurance.

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Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
0.0%
Enter a value
Term in years
Number of years you have to pay.
years
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment

$

Principal & Interest
$

What If I Already Spoke To Another Lender?

Then you have to take advantage of our “Second Opinion Program” It's simple! Bring us a copy of that lender's loan estimate. We will evaluate it and more often than not we can give you a better deal. Either way, we will give you a $100 American Express pre-paid card just for allowing us the opportunity to give you the best mortgage for your situation.

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  • This will help you get the best mortgage for your financial needs.
  • This is Win! Win! either way, you get a better mortgage or you get $100
  • It doesn’t cost you anything but your time.
GET STARTED TODAY

Meet Our Team

Jack Thompson - President, CEO

“I have an amazing group of mortgage professionals ready and waiting to tailor a mortgage to meet all of your financial needs  “

Find a Loan Officer!

"What People Are Saying"

Loan Officer Steve Sheldon – New Mexico

‘”Steve Sheldon is awesome.”

 

Javier Amaya

Loan Officer Bess Daunis – New Mexico

“They were super great. I am grateful for you guys.”

 

Patrick Romero

Loan Officer Robert Pittman – Texas

“Robert was great!”

John Tufts

Loan Officer Jennifer Gentry – Texas

“Jennifer did a great job!”

Shelley Emmons

Loan Officer Par Pettit – New Mexico-Texas

“She was wonderful.”

John Laflin

Loan Officer Davin Jacquez – New Mexico-Texas

“Awesome job. I have a shot attitude and he put up with it.”

Darcy Foutz

Loan Officer Roger Gettler – New Mexico-Arizona

“We were so pleased with Roger and group at Legacy. Made every transaction easy. Thank you.

Richard Finkle

Loan Officer Bruce Anderson – Reverse Mortgages -New Mexico-Texas

“Bruce was helpful.”

Jimme Henry

Loan Officer Randi Cabrera – Texas-New Mexico

“Grateful for you!”

Jerome Hinojos

Loan Officer Zoe Enright – New Mexico

“She’s amazing!!”

McKristie Mannan

Loan Officer Cameron Gilmore – New Mexico

“Cant’ speak highly enough of Cameron, Outstanding job! Cameron always took care of everything. He did a fantastic job. If I ever have need of another mortgage, I would hope Cameron would be available to help us again.”

Kenneth Wesselman

Loan Officer Heather Gilstrap – New Mexico

“Thank you!”

Derek Sandoval

Loan Officer Tom Gonzales – New Mexico

‘”Tom was great!”

Eric Ornelas

Loan Officer Carol Martinez – New Mexico

“Carol and Anthony are amazing. Thank you for your professionalism, expertise and you’re interest in helping the customers that you serve. I will gladly recommend you to all my family and friends.”

Paul Moya

Loan Officer Richard Mercer – New Mexico

“It was a great experience.”

Edward Meir

Loan Officer Lyn Parrish – New Mexico

“Great experience.”

Michael Kanak

Loan Officer Katrina Moore – New Mexico

“Ms. Moore and Ms. Sparks made a difficult process appear seamless. Look forward to working with Century Bank especially if everyone is as professional as they were.”

Marlene Shoats

Loan Officer Damian Sanchez – New Mexico

“Excellent!!”

Terrance Hester

Loan Officer Danny Martin – New Mexico

“Great experience.”

Adam Hakeem

Loan Officer Aaron Thompson – New Mexico-Texas-Colorado

‘”Very customer focused! Great service.”

John Gehling

Loan Officer Dan Martin – New Mexico

“Dan was amazing.”

Carol Morales

Loan Officer Justin White – New Mexico

“Thank you”

Amanda DeBell

All of our mortgage loan officers are fully certified Military Housing Specialists.

To better serve the needs of our veterans and active duty military members we have taken the time to certify each of our loan officers as Military Housing Specialists.  VA home loans are issued through private lenders and are guaranteed by the Department of Veterans Affairs, so they don’t require private mortgage insurance. We are proud to offer the best service for military veterans and active duty service members.

Pick One!

Headquarters at 6725 Academy Rd NE Albuquerque NM 87109
(888) 296-4747

Our Headquarters Location

Legacy Mortgage and Legacy Lending Home Loans – Albuquerque  Mortgages- New Mexico – Rio Rancho Mortgages – New Mexico -Santa Fe Mortgages –  New Mexico -El Paso Mortgages -Texas – San Angelo Mortgages – Denver Mortgages – Colorado Mortgages – Midland Texas Mortgages – Farmington Mortgages – Arizona Mortgages
NMLS# 249314 – BK-0948979
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We know that each customer has specific mortgage needs, so here at Legacy Mortgage of Texas and New Mexico, Arizona, and Colorado, we strive to meet those specific needs with quality service and attention. Just remember, we used to be legacymortgagenm.com and Mortgage Home Loans are our business! Just ask any of our mortgage consultants at Legacy Mortgage providing Albuquerque Mortgages, Santa Fe Mortgages, Rio Rancho Mortgages, El Paso Mortgages, San Angelo Mortgages, Midland Mortgages Aaron Thompson, Brandon Thompson, Cameron Gilmore, Bess Daunis,Heather Gilstrap, Randi Cabrera,Lyn Parrish, Zoe Enright, Richard Mercer, Roger Gettler, Davin Jacquez, Steve Sheldon, Tracy Fawver, Damian Sanchez, Anthony Martinez, Carol Martinez, Bruce Anderson, Robert Sanchez, Tom Gonzales, Justin White,  Jennifer Gentry, Oscar Medrano, Robert Pittman, Jennie Connell, Katrina Moore, Parr Pettit, Chris Lucero,  Annette Alvarez, Paula Delair, Dan Martin, Danny Martin, Lauren Quintana,

 

Texas Disclaimer

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (DOWNLOAD FORM HERE), 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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