Legacy Mortgage/Legacy Lending

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Why Legacy?

-2012 and 2013 was the top unit purchase lender in Bernalillo County, Albuquerque, NM. - We do all of our processing, underwriting, and closing locally under one roof. - We have been New Mexico Mortgage Finance Authority’s Lender of the Year for two different times (2008 and 2010). (MFA is the state of New Mexico’s First-time Buyers Bond Program) - We do Conventional, VA, FHA, Hero, Section 184, MFA, USDA, and portfolio loans for owner-occupied, second homes, and investment properties. - Our underwriters are VA LAAP, USDA, and FHA direct endorsed. - We have ten correspondent and 3 Portfolio Investors. Loan Officer has ability to send files directly to the investor for approval on some product sets. As a mortgage banker, we fund our loans locally insuring timely closings and possession/occupancy goals for our borrowers. Bill Hughes, Vice-President of Sales, is a non-producing manager that can donate 100% of his efforts in supporting the loan officers and company’s goals without any concern over his priority of personal production. In addition, product and program training is conducted weekly and in monthly sales meetings, with support for individual workshop ,seminar, and other marketing interests. Fully functional personal LO Origination website for loan applications, consumer driven knowledge and service tools, and company blog. In-house compliance team that validates and generates upfront customer time sensitive disclosures to insure loan quality, allowing loan officer to focus on more production. Full access to all members of the management team and owner/president.

Service Goals

• All Loans Will Close On Time • No Extensions • No Bumps in The Road • No Last Minute Issues • No Assumptions • Early To Closing • Smooth Process • Honest Communication • All Discussions Upfront

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